Services
Financial Advisor
We advise people on insurance policies which can be critical in terms of their financial future.
Risk Management
We inform our clients about the various risks they may encounter and advise them to manage these risks through moderate management of their insurance portfolio.
Life Insurance
Final Expense (burial Insurance), Competitive Term Insurance, Permanent Insurance
Health Insurance
Market Small Group Health Insurance (at least one Employer and at least one Employee)
Disability Income Protection
Everyone who works and thinks about the future must ask themselves, What would happen if I became disabled and unable to work, how would money come into the home
Medicare Advantage
Marketed by Insurance companies who works with the Government to give the clients an alternative way(as apposed to a Medicare Supplement plan),of paying for deductibles and copayments plus other exceptional benefits.
Medicare Supplement
An autonomous policy that pays when Medicare pays (it picks up the difference, i.e. Medicare sometimes pays 80% of approved cost then the Supplement Pay 20% of approved costs. It also pays some of the Deductibles.
Long Term Care
For Seniors who when they need at home and or Custodian care. It pays for the Nursing Home usually on a long term basis.
Critical Illness
It Pays a determined pay out for some illnesses life Diabetes, Cancer, Heart Attack etc. It usually make a lump sum payment to the clients.
Accident Policies
Pays for almost any accident on and off the job and also loss of limbs.
Dental Insurance
Allows for routine and complex dental work depending on the Client’s needs.
Cancer Policies
Pay for most cancers.